With so much of chaos on Saturday as a full day working, I tried to see the basic for all this “Is this a good news? As a banker, should I be Happy? As a customer, should I be disappointed?â€
and then I tried recalling, when is the last time that I had visited any – the so called “mortar and brick bank”, consider it for any age group being away from the hub-hub activity, couldn’t recall any for the last few months !
Why do we need to go to a bank, except when you are dealing in cash, getting a Pay order/Draft made, some certificates signed and/or maybe someone to meet 😉
So what difference will it make by keeping them closed or opened for lesser/extended time.
Long ago, the early 2005/2006 new age Banks like Times Bank, Bank of Punjab and IndusInd Bank wanted to open their branches for extended hours, because they “wanted the customers to come to their branch and feel the change” in atmosphere like air-conditioned offices, good decor, ambiance, tea-coffee, pretty looking RM, etc.
That was their way to invite customers!
It’s been a decade to that of banking and it has evolved through many phases.
It is no more the same. Since banks work on productivity of each employee vis-a-vis the cost incurred.Every Bank while mapping the customer looks at the “transactional cost” it incurs on each of them. A transactional cost in simple terms is the “cost, time, money and energy required of an employee in interaction/dealing with one customer for his/her banking needs”
Hence fewer “human interaction” and pushing customer to “other modes of banking like ATM/Debit cards/Internet banking/Phone banking” etc is always “a cheap and easy cost option”
Now, RBI and all banks ( Private as well as Public Sector)  have  willingly accepted the change in Banking Hours and allowed every second and the fourth Saturday of every month as public holiday under Section 25 of the Negotiable Instruments Act, 1881 (26 of 1881) with effect from September 1, 2015 it’s clearly marking a “special path to our PM-Shri Modiji’s dream of less cash transaction and more non-cash transactions in the Economy which will help deter cash transaction – a deadly evil’s hand in ever growing parallel (black money) economy!
I have two year for the preparation of bank and SSC what strategy to make crack these Exams
believe in yourself,maximize your accuracy while taking mock attempt those ques first which u r confident about n keep practicing.
Thanks Jyoti for sending in the query! First and foremost you must be clear as to what is your goal, is it bank or ssc ?
You do not require two years to CRACK Bank or SSC !! I believe that 1 year of smart and hard work is what is required to crack the examination.
Following recommendations can be of help to you.
1. Join a good exam preparation institute where your concerns can be resolved to your satisfaction and proper guidance is provided.This is important because of the increasing competition.
2. Be clear about your WEAK AND STRONG areas.
3. Work on the FUNDAMENTALS of your concerned WEAK SUBJECT.
4. STRENGTHEN your weak area by practicing as many questions as possible in that particular area.
5.Practice mocks in simulated examination conditions, like the same time period , with utmost time precision to get a REAL UNDERSTANDING of your performance.
6. Follow the rule of 3Ps: Patience , Perseverance and Practice to achieve your GOAL!
Wishing You All The Very Best!
TEAM CL